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. sharply cut back on lending to low-income people over the past few years.. borrowers had more difficulty acquiring home loans than whites.
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“They got a bad rap and were lumped in with pick-a-payment’ loans, which allowed people to pay as. through all their options,” Thompson says. “Lots of people don’t stay in their home for that long.
White people make up just 10 percent of Detroit’s population but got nearly half of the home mortgage loans made in 2017 for which the race. showed her how difficult it is to buy a house with bad.
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Financing a home of any kind can be a difficult experience for those with poor credit. In a difficult economy, lenders want to be sure they aren’t taking any major chances when giving out loans.
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